Simply put, health insurance is protection against medical costs.
A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price.
• Senior (medicare supplement)
• Small Group (2-50 employees)
Individual and Family Health Insurance Plans
Choosing the right individual health insurance plan to fit your needs is important to you and your family. Compare our insurance plans to find the coverage you need, and get a quick quote before you apply.
Getting Health Coverage
Some people purchase their own coverage because it is not available through their employer. This is called individual health coverage. Individual health coverage is a good option for people who are:
> In between jobs
> Early retirees
> Recent college graduates
> Part-time workers
Comprehensive Health Insurance Plans
Our Series III products (PPO Select Blue Advantage, PPO Select Choice and PPO Select Saver) provide different levels of annual out-of-pocket expense limits, deductibles and coinsurance . These options provide you with coverage similar to that offered by employer groups.
> Take advantage of our large provider network
> Includes wellness and preventive care
> Office visit copays for some plans
Which Health Insurance Plan is best for you?
For many, premium determines the plan they purchase. Paulson Insurance in Evansville, IN provides you with a broad selection of prices. But premium is just one part of a plan’s overall cost. Other elements that may influence your overall cost are the annual plan deductible, copayments and coinsurance. These are your share of costs up to the annual maximum. Raising or lowering your share of health cost affects the premium you will be charged for the plan, request a quote today.